Sigh! One reason I really wanted the date at the beginning of the game was so this wouldn't happen. I've been working under the assumption that the first payment would come due on the 75th, while we were enroute to Arthiop and we'd pay it there after selling the Machine Tools. I started backtracking time since you asked and I think I'm wrong, it's due on the 67th and thus due here on Shedezar!Ramona wrote:154k... for Christmas sakes.ffilz wrote:BTW, did you account for your Cr 154,500 mortgage payment...
I need to quickly decide if it's actually due every 28 days or every 30 days or 12 times every 365 days...
Preserving the same lifetime and general payment idea, I could make it Cr 143,000 every 28 days (cost / 260 for 520 payments every 28 days, about 40 years).
Ignore my posts about cargo/freight load as I'll need to rearrange that right now.
In the book payment of the mortgage is listed as once per month, but month isn't defined. The Traveller Calendar doesn't really have months, but because of the way repayment is described
480 payments over 40 years is 12 payments a year. That would work out to a payment every 30 days, plus time off at the end of the year for Annual Maintenance. That's the way I look at it anyway.CT Book 2 wrote:Because the bank now holds title to the ship, the price must be paid off in a series of monthly payments to it. Standard terms involve the payment of 1/240th of the cash price each month for 480 months. In effect, interest and bank financing cost a simple 120% of the final cost of the ship, and the total financed price equals 220% of the cash purchase price, paid off over a period of 40 years.
To keep things simple, can we say payments are due on day 30/60/90/120/... or as soon as the ship makes its next port if the due date falls while the ship is in jump?
If this is acceptable to you, a payment was due on day 60 (while in jump) and should be made here on Shedezar.
Let me look at the numbers and rearrange cargo load to deal with this...